Another tip would be to look in to a so called tax_sheltered plan, these plans are also called 401(k) plans and most times are offered by your employer. It would be wise to join such a program and put as much money as you could possible afford in it. your employer is allowed to put extra money on top of the portion you put in, they will get a tax deduction for this as well so everybody is happy with this type of plan. A final tip could be to give some thought towards investing you money, the way you save is at least as important s how much you save. No matter how much you save just be aware that you need to put something aside if you want to enjoy the golden days with the same, or even more, joy as you did your working life.
Desperate to get your ex back? Can you think of nothing else? Perhaps that is the problem! Perhaps you are obsessed with the thought of getting your ex back. Perhaps you can think of nothing else. Perhaps your ex even senses your desperation! You see, if you want to get your ex back, you must understand the powerful psychology at work here. You must understand what is called applied psychology (or reverse psychology).