Another tip would be to look in to a so called tax_sheltered plan, these plans are also called 401(k) plans and most times are offered by your employer. It would be wise to join such a program and put as much money as you could possible afford in it. your employer is allowed to put extra money on top of the portion you put in, they will get a tax deduction for this as well so everybody is happy with this type of plan. A final tip could be to give some thought towards investing you money, the way you save is at least as important s how much you save. No matter how much you save just be aware that you need to put something aside if you want to enjoy the golden days with the same, or even more, joy as you did your working life.
Perhaps you feel some shyness. That is understandable. According to shyness researchers, more than 80% of those surveyed have said that they have felt shy at some point in their lives, and 40% label them selves as currently shy! So to win your ex back, you must overcome some shyness. You must re_master the art of conversation. You must get out there and meet new people and become more popular. But if you flex and work out your social muscles, you will definitely strengthen them!,