Understanding applied psychology is the most important aspect of your magic power to persuade and command people, for you really do have a magic power if you will merely understand how it works! What is the applied psychology here? It is that the last thing you want to do is to appear to be desperate! This will inevitably communicate itself to your ex. You will call too much. You will desperately seek them out. You may show up in the same places you know they frequent. Bad move!,
Another tip would be to look in to a so called tax_sheltered plan, these plans are also called 401(k) plans and most times are offered by your employer. It would be wise to join such a program and put as much money as you could possible afford in it. your employer is allowed to put extra money on top of the portion you put in, they will get a tax deduction for this as well so everybody is happy with this type of plan. A final tip could be to give some thought towards investing you money, the way you save is at least as important s how much you save. No matter how much you save just be aware that you need to put something aside if you want to enjoy the golden days with the same, or even more, joy as you did your working life.